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Do Cruise Ship Casinos Pay Out?

Do Cruise Ship Casinos Pay Out?

If you're a fan of casino games and are planning a cruise holiday, you've probably asked yourself: "Do cruise ship casinos pay out?" and the answer is a resounding yes. However, there's a lot more to it. 

This comprehensive guide will answer all your questions, from the payout probability to the fairness of games and even the biggest casino winners on cruise ships. 

Do Cruise Ship Casinos Pay Out?

Contrary to the belief of many, casinos on cruise ships are legitimate. They function much like their land-based counterparts and even online casinos. This means you play with real money, and if you win, you can expect a real money payout. 

However, it's important to remember that the primary purpose of cruise ship casinos (like all other casinos) is to provide entertainment for patrons and should not necessarily be viewed as a way to make money. So, yes, they pay out, but the odds are always tilted in the house's favour. 

Do Casinos On Cruise Ships Pay You?

If you win at a casino game on a cruise ship, you can definitely expect to get paid. The payment process is straightforward and transparent, much like in a traditional casino. However, there might be a few differences, especially concerning the payment methods. 

On a cruise ship, you can use cash to gamble or charge it to your room through your cruise card. In most instances, there are no transaction fees for charging your gambling to your room. However, please note that the onboard cash machines are known to have a hefty transaction fee. 

Remember, any balance on your cruise card doesn't automatically offset your onboard account bill. It's crucial to cash out your winnings at the casino's cashier before the end of the cruise to avoid losing your money. 

Are Cruise Ship Casinos Fixed?

For those sceptical about the fairness of cruise ship casinos, rest assured that they aren't rigged. Like any reputable gambling establishment, cruise ship casinos are subject to stringent checks and audits to ensure that the games are fair and random. 

Slot machines in regulated cruise ship casinos use Random Number Generators (RNGs) to guarantee random and unbiased results. Moreover, these casinos adhere to the gambling laws of the ship's country of registry and often comply with the regulations of the Cruise Lines International Association. 

Big Cruise Ship Casino Winners

While the odds might be in favour of the house, this doesn't mean that there haven't been big winners in cruise ship casinos. Many passengers have walked away with substantial winnings after playing slot machines or table games. 

For instance, Kenneth Gass won a whopping $100,000 on the Carnival Cruiser while participating in a slot tournament. Another guest won a staggering $500,000 on the Mardi Gras Carnival Cruise Line in a slot tournament. In fact, over 40 winners emerged on one of the Carnival cruise ships. 

Furthermore, the Victory Cruise ship, a popular cruise across the Atlantic, boasts of paying out over £20 million in jackpot wins and cash prizes since its inception. 

These examples illustrate that while the house might have an edge, it's certainly possible to win big on a cruise ship casino.

While the prospect of winning big at a cruise ship casino sounds great, it's crucial to gamble responsibly. Set a budget for your gambling activities and stick to it. Remember, winning is never guaranteed, so never gamble more than you can afford to lose. 


Cruise ship casinos can offer a fun and exciting way to pass the time during your cruise journey, and, as illustrated above, it is entirely possible to win big. However, it's best to read up on the casino onboard your specific cruise for the most accurate information on their policies and terms and conditions. This blog post is meant only as a guide to the topic in general.  

Remember, the most important thing is to view it as entertainment rather than a way to make money and make sure to gamble responsibly.