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Rules Of Baccarat - How Do You Play Baccarat?

Rules Of Baccarat - How Do You Play Baccarat?

Baccarat, a card comparison game of chance, brings elegance and suspense to the casino table. It's not just for the high rollers; anyone can join in and enjoy this classic game.

At its core, Baccarat involves comparing cards between two hands, the "Player" and the "Banker". But don't let the simple premise fool you. The thrill of the game lies in its unpredictability and the strategies you can employ. 

If you've ever wanted to dive into Baccarat but felt intimidated by the complex terms, we've got you covered. This guide breaks down the rules in a way that's easy to grasp so that anyone, regardless of experience, can get started. Join us as we unveil the essence of Baccarat. 

Is Baccarat Easy To Learn?

Absolutely, Baccarat is one of the more straightforward games you can find in a casino. It's not cluttered with too many rules or complicated strategies, making it friendly for beginners. 

The basics of the game are simple. Each round, or 'coup', involves betting on which of two hands, the Player or the Banker, you think will end up with a total value closer to 9. You can also bet on the round ending in a 'Tie'. 

But here's the kicker - you don't have a designated hand, so you can choose to bet on the Player, the Banker, or a Tie, regardless of where you're sitting. 

What's more, the counting of points is straightforward. All cards have a point value: cards two through nine are worth their face value in points; tens, Jacks, Queens, and Kings have no point value (i.e. are worth zero); aces are worth 1 point; and if a hand totals over 10, the second digit is the value of the hand. For instance, a hand of 8 and 5 (which totals 13) is worth 3 points. 

So, while chance plays a big part, understanding these basic rules can help you get your bearings. 

Objectives Of Baccarat

At the heart of Baccarat, your main aim is to bet on which of two hands – the Player or the Banker – you think will have a value closest to 9. You can also wager on the outcome being a Tie. It's a simple guessing game but with a dash of strategy. 

Rules Of Baccarat

Each card in Baccarat holds a point value. Cards 2 through 9 count as their face value. The 10, Jack, Queen, and King cards are worth zero, while an ace scores 1 point.

If a hand's total value exceeds 9, only the second digit counts (e.g. a total of 15 becomes 5, 17 becomes 7, and so on).

The game begins with two cards dealt to both the Player and Banker hands after bets have been placed. 


For the Player hand, if the initial two cards total 6 or more, the dealer will not draw another card. If the total is 5 or less, the dealer draws one additional card to add to the Player hand. It's a simple "if this, then that" scenario. 


The Banker's rules are a tad more complex but still easy to follow. 

If the Player stands (doesn't draw a third card), the Banker follows the same rule as the Player – drawing on totals of 5 or under. However, if the Player does draw a third card, the Banker's action will then depend on the Banker's initial total and the Player's third card value. 

This might sound intricate, but it all comes down to predefined rules that guide whether the Banker draws or stands. 

This structure keeps things fair and adds a layer of strategy without making the game too complicated for new players. It also helps that none of this is to be done by you; the dealer follows these rules and draws extra cards as and when appropriate. 

How Do You Play Baccarat? (Beginners Guide)

Playing Baccarat is simpler than it seems. Here's your easy-to-follow guide: 

Step 1: Understanding the Goal 

The main goal in Baccarat is to predict which of two hands – the Player or the Banker – you think will end up with a card value closest to 9. Alternatively, you can bet that the game will result in a Tie. That's it. You're betting on the outcome rather than playing the hand. 

Step 2: Getting to Know the Card Values 

In Baccarat, cards 2 through 9 are worth their face value. A 10, Jack, Queen, or King are worth zero, and an Ace counts as 1 point. If a hand totals over 9, you only count the last digit of the total. So, a hand of 14 is actually worth 4. 

Step 3: Making the Bet 

Before the cards are dealt, you decide on whom to place your bet: the Player hand, the Banker hand, or a Tie. Chips are placed on the section of the table that corresponds with your prediction. 

Step 4: How the Cards are Dealt 

The dealer hands out two cards each to the Player and Banker. Whether either hand gets a third card is decided by strict rules, depending on the hands' initial totals. The dealer is the one to draw additional cards or not, so you do not need to make any decisions after placing your bet. 

Step 5: Determining the Winner 

If the hand you bet on is closer to 9, you win. If you've bet on a Player or Banker and it's a draw, bets are returned. Winning on a Player's hand usually pays 1:1, a Banker's hand also typically pays 1:1 (minus a 5% commission due to the slightly favourable odds), and a Tie often pays 8:1. 

And truly, that's all there is to start playing Baccarat. It's a game of anticipation and chance, but understanding these basics can help you understand what is happening and get more from the experience. 

*All values (Bet Levels, Maximum Wins, etc.) mentioned in relation to this game are subject to change at any time. Game features mentioned may not be available in some jurisdictions.